SMS Terms
These terms cover text messages from John Zialcita, NMLS #337891, at (415) 385-7409. He is a mortgage broker with Loan Factory, Inc., NMLS #320841.
Program
Texts are loan updates and replies to inquiries you start, such as a quote request, a call, or a text to this number. This is not a marketing list that is sold to other companies.
How you opt in
You opt in when you submit a form on johnzialcita.com that asks us to contact you, or when you text (415) 385-7409 first. Submitting a form or sending that text is your agreement to these terms and to the Privacy Policy.
Frequency, cost, and help
Message frequency varies. Msg & data rates may apply. Reply STOP to opt out. Reply HELP for help. After STOP, we send one confirmation and then stop further program texts, except messages needed to confirm the opt-out or required by law.
Consent and carriers
Consent to receive texts is not a condition of any loan, and it is not required to buy any property or service. Carriers are not liable for delayed or undelivered messages.
No sale of SMS opt-in data
Mobile numbers and SMS opt-in data are not shared with or sold to third parties for marketing.
Privacy
How we handle information is described in the Privacy Policy.
Contact
John Zialcita, NMLS #337891
john.zialcita@loanfactory.com
(415) 385-7409
2195 Tully Road, San Jose, CA 95122
Questions
How do I stop text messages?
Reply STOP to opt out. Reply HELP for help. After STOP, we confirm and then stop further program texts.
Is consent required to get a loan?
No. Consent to receive texts is not a condition of any loan.